Terms of Service

Welcome to CalNest. By using our website, calculators, tools, or services, you agree to these legally binding Terms of Service.

Please read them carefully.

1. ACCEPTANCE OF TERMS

By accessing CalNest, you:

• Agree to follow all site rules
• Agree to these Terms
• Confirm you are legally able to enter agreements

If you do not agree, discontinue use immediately.

2. ABOUT CALNEST

CalNest offers:

• Financial calculators
• Health calculators
• Educational tools
• Informational blog content
• Guides such as SIP Master Guide, financial planning content, etc.

All tools are provided for educational purposes only, NOT professional financial advice.

3. USER RESPONSIBILITIES

You agree NOT to:

• Misuse our tools
• Attempt to hack or disrupt the site
• Use automated bots for scraping
• Copy or republish our content without permission
• Violate copyright or intellectual property rules
• Attempt reverse engineering of our tools

You accept full responsibility for your use of this site.

4. INTELLECTUAL PROPERTY

Everything on CalNest is protected, including:

• Website code
• UI/UX design
• Content
• Blog articles
• Calculators and formula implementations
• Branding and logos
• SIP Master Guide

You may not copy, republish, resell, mirror, or redistribute any content.

5. ACCURACY OF CALCULATORS

Although we strive for accuracy:

• Calculations may vary
• Market conditions may change
• Data inputs may be incorrect
• Financial projections are estimates

CalNest is not liable for any decisions made based on calculator results.

6. NO FINANCIAL, LEGAL, OR MEDICAL ADVICE

All content and tools are for informational purposes only.

CalNest does not provide:

• Professional financial advice
• Investment advice
• Medical or fitness advice
• Legal or tax guidance

Always consult a certified professional for advice.

7. LIMITATION OF LIABILITY

CalNest is not responsible for:

• Losses from financial decisions
• Errors in calculator results
• Incorrect user inputs
• Website downtime
• Loss of data
• Third-party service failures
• Damages or losses of any type

Your use of the site is at your own risk.

8. THIRD-PARTY SERVICES

CalNest integrates:

• Google Analytics
• Google AdSense
• CDN providers
• Hosting infrastructure

We are not liable for any issues caused by third-party services.

9. TERMINATION OF ACCESS

We may suspend or terminate access if:

• You violate terms
• You attempt hacking
• We detect suspicious behavior
• You misuse the platform

Termination may occur with or without notice.

10. CHANGES TO TERMS

We may update these Terms at any time.

Users should review the Terms periodically.

11. GOVERNING LAW

These Terms are governed by:

• Indian Law
• Applicable international guidelines

Any disputes will be handled in India (jurisdiction: Maharashtra).