Portfolio Returns Calculator
Verified Calculation Engine
The online Portfolio Returns Calculator helps you calculate instantly and solve problems related to Investing. This tool provides accurate results using standard formulas and step-by-step calculation; you can view the formula with example in the calculator where available. Whether you are a student, teacher, or professional, this calculator simplifies complex calculations and saves time. Enter the required values below and get instant results. Results are shown clearly, with optional step-by-step explanation where applicable. The tool is free to use and works in any modern browser—no download or installation required. Bookmark this page for quick access whenever you need reliable Finance Money calculations.
Calculates weighted average return for a portfolio of multiple investments.
Portfolio Return = Σ(Investment Amount × Return Rate) / Total Portfolio Value
Weighted average return based on investment amounts
Inputs
Results
Worked Examples
Example 1: Two Investments
Calculate portfolio return: ₹10L at 12%, ₹5L at 8%
- investments: [ { "amount": 1000000, "returnRate": 12 }, { "amount": 500000, "returnRate": 8 } ]
- portfolioReturn: 10.67
Example 2: Diversified Portfolio
Calculate portfolio return: ₹20L at 15%, ₹10L at 10%, ₹5L at 6%
- investments: [ { "amount": 2000000, "returnRate": 15 }, { "amount": 1000000, "returnRate": 10 }, { "amount": 500000, "returnRate": 6 } ]
- portfolioReturn: 12.86
About this calculator
Overview
This Portfolio Returns Calculator estimates portfolio returns under the return, contribution, and time assumptions you enter (investing).
When to use
Use it for scenario planning and comparing contribution or return assumptions. Markets are not guaranteed by these illustrations.
Inputs explained
- Investments [required]: Array of investment objects with amount and returnRate
Formula / method
Portfolio Return = Σ(Investment Amount × Return Rate) / Total Portfolio Value — Weighted average return based on investment amounts (as implemented for `portfolio-returns-calculator`).
Worked example
Example: Calculate portfolio return: ₹10L at 12%, ₹5L at 8% (inputs investments = [{'amount': 1000000, 'returnRate': 12}, {'amount': 500000, 'returnRate': 8}]; outputs portfolioReturn = 10.67).
Interpreting results
Higher assumed returns or longer horizons raise projected portfolio returns nonlinearly when compounding applies. Always compare a conservative case with an optimistic case.
Assumptions
- Returns or growth rates remain constant unless the tool models steps/inflation explicitly.
- Contributions follow the cadence implied by the inputs.
- Taxes, expense ratios, and exit loads are omitted unless present as fields.
Limitations
- Past or assumed returns do not guarantee future results.
- Liquidity, credit, and market risks are not simulated beyond the simple model.
Important note
Educational illustration only. Not investment, tax, credit, or financial advice. Confirm figures with your provider, lender, or tax professional.
How to Use This Calculator
- Enter the required values in the input fields.
- Click the Calculate button.
- View the computed result instantly.
Formula Used
Portfolio Return = Σ(Investment Amount × Return Rate) / Total Portfolio Value — Weighted average return based on investment amounts (as implemented for `portfolio-returns-calculator`).
Example Calculation
Example: Calculate portfolio return: ₹10L at 12%, ₹5L at 8% (inputs investments = [{'amount': 1000000, 'returnRate': 12}, {'amount': 500000, 'returnRate': 8}]; outputs portfolioReturn = 10.67).
Frequently Asked Questions
What is Portfolio Returns Calculator?
- This Portfolio Returns Calculator estimates portfolio returns under the return, contribution, and time assumptions you enter (investing).
How does Portfolio Returns Calculator work?
- Portfolio Return = Σ(Investment Amount × Return Rate) / Total Portfolio Value — Weighted average return based on investment amounts (as implemented for `portfolio-returns-calculator`).
Why use this Finance Money calculator?
- Use it for scenario planning and comparing contribution or return assumptions. Markets are not guaranteed by these illustrations.